Are you ready to buy? Ask yourself these questions:
What are my costs outside the loan? Calculate closing costs, taxes, utilities, Home Association dues, and insurance.
How much house can I afford? Once you know what you can afford to pay, you can then determine your home price.
What do I need in a neighborhood? Check out neighborhoods at different times of the day and decide what you like to do when you come home.
Am I ready to be a homeowner? Understand what is involved. In most cases owning is better than renting.